{
  "url": "https://modernbuilderscali.com/faq/will-my-homeowner-s-insurance-cover-water-damage-repair",
  "name": "Will my homeowner's insurance cover water damage repair?",
  "@type": "FAQPage",
  "@context": "https://schema.org",
  "speakable": {
    "@type": "SpeakableSpecification",
    "cssSelector": [
      "h1",
      ".faq-question",
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  "mainEntity": [
    {
      "name": "Will my homeowner's insurance cover water damage repair?",
      "@type": "Question",
      "acceptedAnswer": {
        "text": "Most homeowner's insurance policies cover sudden and accidental water damage, such as from a burst pipe or appliance malfunction. However, they typically do not cover damage resulting from neglected maintenance, gradual leaks, or flood damage, which usually requires a separate flood insurance policy. It's essential to review your specific policy details or contact your insurance provider to understand your coverage. We can help document the damage for your claim.",
        "@type": "Answer",
        "description": "Coverage depends on your policy; most cover sudden accidental damage but not gradual leaks or flood damage without a separate policy."
      }
    }
  ],
  "description": "Coverage depends on your policy; most cover sudden accidental damage but not gradual leaks or flood damage without a separate policy."
}